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Becoming a new homeowner is a wonderful experience because it gives a person a sense of independence and a sense of belonging within his or her community. Another thing that can give a new homeowner a sense of pride is owning a credit card that boosts his or her ability to be an amazing homeowner. The following are five credit cards and a bonus card that are great for new homeowners. New homeowners should not hesitate to apply for one of these options today.

Lowes Credit Card for Home Improvement

Home improvement projects are bound to come up in the life of a new homeowner. The bathroom tile may seem unattractive after a while. The hot water heater may need to be replaced. Something else may need to be done. The Lowe’s credit card is a card that allows cardholders to get materials from Lowe’s for home improvement and pay for it in monthly installments. The credit card is great for relieving the stress that new homeowners may have about keeping everything up to par. It can help to improve or establish a person’s credit score, as well. Consumers have been known to receive approvals for thousands of dollars no the Lowe’s card.

The Home Depot Credit Card

The Home Depot credit card is another option that works well with the life of a new homeowner. Home Depot offers a consumer card and a commercial option. One of the consumer cards that the company offers is the has a MasterCard logo and provides the consumer with up to 84 months to pay for the purchase. The credit lines can be as much as $55,000. The card also sports a fixed APR of 7.99 percent. New homeowners can get a lot from this option.

American Express Blue Cash Card

Homeowners usually have large families, so they spend a lot of time providing for those families. Grocery shopping and fuel refills are common for such people. The American Express Blue Cash Preferred card is a great option for families that spend a lot of money at the grocery store. The card provides consumers with 6 percent cash back on their purchases at the grocery store. Additionally, the cardholder can earn 3 percent cash back on fuel purchases and one percent on all other purchases. The card is absolutely amazing. To top it off, the provider offers a prize of $150 to anyone who spends $1,000 within the first three months of owning the card.

Capital One Venture Card

Homeowners have to travel for vacation, business trips and other ventures. Therefore, a card that provides points that help to pay for those trips is a perfect option. The Capital One Venture Rewards Credit Card is an option the provides points that cardholders can use for travel. New cardholders get immediate access to 40,000 points to new cardholders who spend at least $3,000 within the first three months of receiving the card. The card offers 2X points for every single purchase that the cardholder makes and not just certain ones. That makes usages easy and uncomplicated.

Wells Fargo Platinum Visa Credit Card

Organizing credit is a task that new homeowners may need to achieve. The Wells Fargo Platinum Visa card is a great option for people who need to organize their credit. The balance transfer card provides 15 months of an 0 percent APR arrangement. The card also has no annual fee, and it provides the consumer with $600 worth of cell phone coverage.

Target Credit Cards

The Target credit card is an excellent option for consumers who intend to do a great deal of shopping. It offers many perks such as 10 percent off the initial purchase and 5 percent off of future purchases. The card has no annual fee, but it does have fees for late payments and returned payments. Users can enjoy some excellent discounts, however.

Applying for a credit card is easy once the consumer knows what he or she desires. The person has to answer questions about address, identifying information, financial situations, living arrangements and more. The application will return information about the company’s decision in approximately 60 seconds. The consumer will receive a new card in seven to 10 business days.